Get an idea of how much you can borrow before you apply for a residential mortgage.
Use our Maximum loan amount calculator to determine how much you can borrow from details about your personal income. From this figure, you will be able to calculate the deposit you will need to purchase your residential home.
Get an idea of how much you can borrow before you apply for Buy to let mortgages.
Use our Maximum loan amount rental calculator to determine how much you can borrow from taking into account the properties rental income. From this figure, you will be able to calculate the deposit you will need to purchase your investment property.
There are a wide range of mortgages and a wide range of mortgage product options to choose from in the UK market. There are mortgages for most type of situations, from bad credit, adverse credit reports, bad credit ratings to specialist mortgages for those who wish to purchase a non-residential mortgage.
Applicants who have bad/adverse credit ratings, credit reports can also be approved of either residential or buy to let mortgages. The downside of bad credit mortgages mostly surrounds the charges imposed on the loan amount given. Bad credit mortgages interest rates are normally from 3% to 6%. As such, the affordability calculation will differ depending on the size of your deposit. Take our look at our calculators to help you get a clue on the mortgages available to you.
For those who have a good or excellent credit rating or credit report, you may be able to achieve the lowest residential mortgage or buy to let rates in the UK mortgage market today. Mortgage rates can vary around 1.59% for those who have a credit standing with credit lenders.
|Loan Amount||Interest Rate % (APR)||Tenure (Loan Term)|
|Variable interest rates||
From 10 to 35 Years
Borrow between 10 up to 35 years
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